Whose, Who, Who's (2)
Directions: Circle the best answer from the choices in parenthesis ().
(Whose/Who/Who's) can afford a house? Not every person (whose/who/who's) has good credit can get a loan these days. A lender will not only look at an applicant (whose/who/who's) credit score is high. They also look at people (whose/who/who's) spending habits are under control. For example, they consider people (whose/who/who's) pay their bills on time and (whose/who/who's) existing loans aren't overdue. Basically, they are looking for a person (whose/who/who's) responsible. Reputable lenders also look closely at a borrower (whose/who/who's) selling their house and an applicant (whose/who/who's) down payment is at least 10% of the sale price. Banks also consider lending to a person (whose/who/who's) committed to their work such as those (whose/who/who's) have worked in their field for a long time. They want to make sure the people (whose/who/who's) receive their money are able to pay it back. Borrowers looking to finance a house also have to be careful about (whose/who/who's) they borrow from. Lenders (whose/who/who's) offer unbelievably good rates to borrowers (whose/who/who's) are in desperate need to receive financing often take higher risks. If you don't want to be one of the thousands (whose/who/who's) house is foreclosed on, do your research. If the offer sounds too good to be true, it probably is.
*This activity is for grammar study purposes, and advice given in this assignment is not meant to replace the advice of lending professionals.