Expressions

fatten your wallet:
have more money

set aside:
save

keep track of:
monitor

adds up:
totals more than you think

on a whim:
impulsively

be in a pinch:
to be in trouble

Must or Must Not &
Have To or Don't Have To

I'm broke!Read the paragraph and circle the correct word in parenthesis ().

Do you wish you could save a little more money and spend a little less?  You (must not/don’t have to) be a genius to save money, but here are some tips you can use that will fatten your wallet.  Experts agree that you (must not/don’t have to) use your credit card.  You (must/must not) learn to cook.  Going out to eat every night is expensive.  You (must not/don’t have to) stop eating out completely, but you (must not/don’t have to) use your credit card to eat out.  You (must not/don’t have to) drive your car everywhere.  Walking is good exercise and it saves money!  You (must not/don’t have to) set aside a lot of money, but you (must not/have to) save some.  Even a little bit of money is better than nothing in your savings account.  Finally, another thing you (must not/must) do is keep track of your spending.  Five dollars a day for coffee adds up.  Although you (must not/don’t have to), it is recommended that you shop for sales, use coupons, and don’t buy products on a whim.  You (must not/don’t have to) be in a pinch for cash forever!

Answers

 

 

 

 

 

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